Cashback
1. Standard Chartered Ultimate Card
- Annual Fee – Rs. 5,000
- Rewards Rate Details
- 5 points per Rs. 150 spent on all transactions
- 5% cashback on duty-free spend
- 33% cashback on all spending categories
- 25% Discount* at top restaurants in India
- Benefits & Perks
- Priority Pass membership (USD 27/visit, waived once monthly if last month’s spend > Rs. 20,000); Visa Lounge access (4 free visits/quarter, major airports in India)
- 2 free domestic golf games/month (1 free guest game/month), 1 free golf coaching session/month
- Air accident cover of Rs. 1 crore, emergency medical, bag delay, loss of bags/personal documents, hijacking, and flight delay coverage
- 5% cashback* on duty-free spending and access to over 1000 airport lounges across the world.
- 10,000 on MakeMyTrip, 3.33% on all spend
- Promotions:
- Sign-Up Bonus: Up to ₹ 10,000 cashback on MakeMyTrip if booked within 90 days of card issuance
- Renewal benefit: 5,000 points
2. IndusInd Iconia Amex
- Joining Fee – Rs. 3,500
- Income Requirement – None listed by the issuer
- Age Requirement – None listed by the issuer
- Rewards Rate Details
- 2 points per Rs. 100 spent on weekends
- 5 points per Rs. 100 spent on weekdays
- 7 points per Rs. 100 spent on utility bill payments
- Points redemption rate: 1 point = Rs. 1
- 5% on weekdays, 2% on weekends
- Benefits & Perks
- 2 quarterly visits to domestic American Express airport lounges
- 3 free tickets a month from BookMyShow and a buy one get one free offer
- 4 free tickets a month at Sathyam Cinemas and a buy one get one free offer (in Chennai only) The card also offers a 20% discount at Lemon Tree Hotel properties
- Up to Rs. 225,000 in travel insurance
- Free golf games
Travel Cashback
1. SC Yatra Platinum Card
- Joining fees – ₹ 499
- First Year Annual Fees – ₹ 499
- Renewal Fees from 2nd Year – ₹ 499
- Interest Rate/ Finance Charges per month – 3.49%
- Brand Partner – Yatra.com
- Late Payment Charges – ₹ 800
- Reward
- Earn 4 reward points for INR 100 spent on Yatra.com
- Earn 2 reward point for every INR 100 spent on all other categories
- 10% cashback on travel bookings
- Features
- Book your travels with yatra.com and enjoy the benefits of cashback, rewards, fuel surcharge waiver, and more
- Enjoy a host of discounts and offers across dining, shopping, travel, and more
- Welcome gift of travel vouchers worth Rs. 4,000 from yatra.com
- Avail of 20% cashback on all Uber rides, capped to Rs. 600 in a month. However, for this to avail, the total monthly spending in a calendar month has to be more than Rs. 15,000.
- Benefits
- Earn 4x reward points on every Rs. 100 spent on yatra.com
- Earn double the reward points on Rs. 100 for all other expenditures
- Earn 10% cashback on travel bookings made through yatra.com
- Get waivers on Yatra cancellation fees for all tickets booked on yatra.com
- Earn fuel surcharge waiver of 1% on all fuel expenditures
- 2X Rewards on other spends
Online
1. SimplyCLICK SBI
- Annual Fee – ₹499
- Fee reversed if Annual Spends for last year – ₹1 lac
- Joining Fee – ₹499
- Best suited for
- WELCOME OFFER
- REWARDS
- DINING
- Features
- Welcome Benefits
- Get a welcome e-gift card worth Rs. 500 from Amazon.
- 5% on Amazon, Cleartrip, Foodpanda & more
- Annual Milestone Benefits
- Get Cleartrip e-voucher worth Rs. 2,000 on reaching spend milestones of Rs. 1 Lakh and Rs. 2 Lakh on your credit card.
- Earn Reward Points in the following manner
- Earn 10 reward points per Rs. 100 on online purchases made on Amazon, BookMyShow, Cleartrip, Netmeds, Lenskart, and UrbanClap
- Earn 5 rewards per Rs. 100 on other online spends
- Earn 1 reward point per Rs. 100 spent on other categories
- Welcome Benefits
- Benefits
- Annual Fee Reversal
- Get the annual fee of Rs. 499 reversed on spending Rs. 1 Lakh or more in the previous year.
- Fuel Surcharge Waiver
- Get a 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 3000. Maximum waiver in a month is capped at Rs. 100.
- Bill Payment Facility
- You can set standing instructions on your credit card for the payment of utility bills like telephone, electricity, mobile, etc.
- Contactless Payment
- Just touch/hover the card at an NFC enabled POS terminal to make payments up to Rs. 2,000
- Annual Fee Reversal
Groceries
1. Kotak Essentia
- Joining Fee – ₹1,499
- Annual Fee – ₹749
- Rewards Rate Details
- 10% cashback on grocery and retail spending
- 0.40% on general spending rewards rate
- Promotions:
- Spend ₹ 125,000 every 6 months and get 1200 points (Up to 2400 points per year) OR Spend ₹ 125,000 every 6 months and get 6 free PVR tickets (max 12 per year)
- Benefits:
- 10% Savings on Departmental & Grocery Store spends
- Essentia gives you 10 Saving Points for every Rs. 100 you spend at Departmental & Grocery Stores.
- 1 Saving Point = Re. 1
- Minimum transaction size: Rs. 1500
- Maximum transaction size: Rs. 4000
- Maximum Saving Points for a month – 500 valued at Rs. 500
- What’s more, you earn 1 Saving Point for every Rs. 250 you spend on other categories* without any restrictions. So you save with every transaction!
2. SBI FBB StyleUP Credit Card
- Annual Fee (one-time): Rs. 499 + GST
- Renewal Fee (per annum): Rs. 499 + GST
- Add-on Fee (per annum): Nil
- Welcome gift:
- 500 worth Fbb gift voucher
- Anniversary gift* of 2,000 Bonus Reward Points every year
- FBB Gift Vouchers can be redeemed at any Big Bazaar/ FBB store, against select fashion categories only*.
- Gift Voucher should be redeemed in full. Partial or cash redemption is not valid.
- No duplicate Gift Voucher will be reissued in case it’s lost or misplaced. Voucher Validity is of 1 year from its date of issue
- Discount Waiver
- An upfront discount* of flat 10% round the year, whenever you shop for Fashion Apparel, Accessories, Backpacks, Footwear & School Bags at Fbb and Big Bazaar Stores
- 5% on FBB/Big Bazaar, 2.5% on Food Bazaar & dining
- No cap on count or value of daily, monthly, or yearly discount transactions
- 10X Reward Points on your spending at Big Bazaar, Standalone Fbb, and Food Bazaar outlets, and on all your Dining expenditures
- Fuel Surcharge Waiver
- Get freedom from paying the 1% fuel surcharge on every transaction of Rs. 500 to Rs. 3,000
- A maximum surcharge waiver of Rs. 100 can be availed per cycle on your STYLEUP Card
Dining & Entertainment
1. Kotak Delight
- Joining Fee – Rs. 1,999
- Annual Fee – Rs. 299
- Features and Benefits
- Dining Offers – Users get 10% cashback on dining spends if they spend over Rs. 10,000 in categories other than dining and entertainment within the billing cycle. Users can get a maximum cashback of Rs. 600 in a billing cycle. Earned cash back limit is shared between dining and entertainment spends
- Movies Offer –Customers get 10% cashback on movie spends if they spend Rs. 10,000 in any category except dining and entertainment within a billing cycle. The maximum cashback that can be earned per billing cycle is Rs. 600. The earned cashback cap is shared between dining and entertainment transactions
- Fuel Surcharge Waiver –Users get surcharge waiver on fuel up to Rs. 4500 in a year. The offer is applicable on all fuel purchases where the amount spent is between Rs. 400 and Rs. 4000
- Railway Surcharge Waiver –Users get a maximum railway surcharge waiver of Rs. 500 annually
- Milestone rewards:
- If the total value of all the card transactions exceeds Rs.1.25 lakh every six months, you can either opt to receive Rs.750 cashback or 4 complimentary PVR tickets.
- You can avail of up to Rs.1,500 cashback or 8 complimentary PVR tickets per year.
- The complimentary PVR tickets can be availed of within 3 months of the end of the program.
2. Standard Chartered Super Value Titanium Card
- Joining Fee – Rs 750 Get 100% onetime cashback (up to INR 1500) on Fuel spends within 1st 90 days
- Renewal Fee – Rs 750 waived on spending Rs 90,000 in the Year
- Features
- Earn 1 reward point for every Rs. 150 spent where 1 reward point = Rs 0.30.
- Get 5% cashback on fuel, phone, and utility bills
- Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one free usage per month
- Bookmyshow vouchers worth Rs. 1,000. Terms & Conditions apply
- Annual fee waiver on spending Rs. 60,000 and more in a year
- Benefits
- Earn 5% cashback on fuel spends across all fuel stations up to a maximum of Rs. 200 per month
- Earn 5% cashback on telephone bill payments up to a maximum of Rs. 200 per month
- Earn 5% cashback on utility bill payments up to a maximum of Rs. 100 per month
- Enjoy 5x rewards for overseas point-of-sales spends
- Get 15% off at over 850 restaurants in India
Disclaimer
We give details according to specific bank data. But remember before going to pick up anyone’s Credit card must visit the respective Bank’s website. Check the details of the card like Fees, Interest rate, Rewards, etc. because it maybe changes. Hence you need to be aware of the changes happening in most out of your credit cards.
The information and services included on this Web site may include discrepancies. Paidkiya will not be liable/responsible for any decision that you may take based on such inaccurate information. Changes are periodically added to Bank’s websites.
