1. Standard Chartered Super Value Titanium Card
- Joining Fee:
- Rs 750 Get 100% onetime cashback (up to INR 1500) on Fuel spends within 1st 90 days
- Renewal Fee:
- Rs 750 – waived on spending Rs 90,000 in the Year
- Features
- Earn 1 reward point for every Rs. 150 spent where 1 reward point = Rs 0.30.
- Get 5% cashback on fuel, phone, and utility bills
- Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one free usage per month
- Bookmyshow vouchers worth Rs. 1,000. Terms & Conditions apply
- Annual fee waiver on spending Rs. 60,000 and more in a year
- Benefits
- Earn 5% cashback on fuel spends across all fuel stations up to a maximum of Rs. 200 per month
- Earn 5% cashback on telephone bill payments up to a maximum of Rs. 200 per month
- Earn 5% cashback on utility bill payments up to a maximum of Rs. 100 per month
- Enjoy 5x rewards for overseas point-of-sales spends
- Enjoy 0.16% on another spend
- Get 15% off at over 850 restaurants in India
2. Standard Chartered Ultimate Card
- Annual Fee: Rs. 5,000
- Income Requirement: None listed by the issuer
- Age Requirement: 21-65
- Rewards Rate Details
- 5 points per Rs. 150 spent on all transactions
- 5% cashback on duty-free spend
- 3.33% cashback on all spending categories
- 25% Discount* at top restaurants in India
- Benefits & Perks
- Priority Pass membership (USD 27/visit, waived once monthly if last month’s spend > Rs. 20,000); Visa Lounge access (4 free visits/quarter, major airports in India)
- 2 free domestic golf games/month (1 free guest game/month), 1 free golf coaching session/month
- Air accident cover of Rs. 1 crore, emergency medical, bag delay, loss of bags/personal documents, hijacking, and flight delay coverage
- 5% cashback* on duty-free spending and access to over 1000 airport lounges across the world.
- Rs. 10,000 on MakeMyTrip, 3.33% on all spend
- Promotions:
- Sign-Up Bonus: Up to ₹ 10,000 cashback on MakeMyTrip if booked within 90 days of card issuance
- Renewal benefit: 5,000 points
3. ICICI HPCL Coral Amex
- Joining & Annual Fees
- Joining Fee – ₹ 199 + goods and services tax
- Annual Fee (First year) – NIL
- Annual Fee (Second year onwards) – ₹ 199* + goods and services tax
- Supplementary Card Fee – NIL
- Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized).
* If total retail spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total retail spends on the Credit Card is less than ₹ 50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.
- Savings & Rewards
- Reduce fuel bills with 2.5% Cashback
- Up to ₹ 100 cashback on fuel purchases at HPCL pumps can be availed with your ICICI Bank HPCL Coral American Express Credit Card every month.
- Save on 1% fuel surcharge
- When you use your ICICI Bank HPCL Coral American Express Credit Card, a 1% fuel surcharge will not be levied on fuel transactions up to Rs.4,000 at HPCL pumps.
- Rewards powered by PAYBACK
- PAYBACK is India’s largest multi-brand loyalty program and your card entitles you to earn PAYBACK Points on all your retail transactions.
- Enjoy accelerated 3X rewards, i.e on every ₹ 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends.
- Now you can redeem PAYBACK Points at HPCL pumps itself! Every 2,000 PAYBACK Points earn you fuel worth ₹ 500.
- This redemption option is available through PAYBACK.
- ₹ 199 Annual Fee Savings
- Here’s the smart way to enjoy maximum benefits without having to pay for it! Just ensure you spend ₹ 50,000 or more annually on your Card and we will reverse your Annual Fee (₹ 199) for that year.
- Reduce fuel bills with 2.5% Cashback
- Exclusive benefits from American Express
- American Express Connect provides a wide range of special offers across categories like Travel, Lodging, Dining, Retail, and Online Shopping.
- American Express ezeClick is a faster, smarter, and secure online payment solution. It replaces the need to enter Credit Card details every time you shop online with just a single User ID.
- Enrich your travel experience with complimentary access to select lounges at airports in India with your ICICI Bank HPCL Coral American Express® Credit Card. To avail, please present your Card at the lounge reception.
- Bonuses & Promotions
- Signup bonus of 20,000 points (₹ 9,000)
- Renewal benefit of 5,000 reward points (₹ 2,250)
- By spending ₹ 2,000,000 cardholder receives 50,000 points, by spending ₹ 1,000,000 cardholder receives 30,000 and by spending ₹ 500,000 cardholder receives 20,000 points (Approximately ₹ 45,000 in total)
4. SBI Air India Signature Card
- Annual Fee ( one time): Up to Rs. 4,999.
- Renewal Fee (per annum): Rs. 4,999 from second year onwards
- Welcome Gifts
- Earn 20,000 reward points as a welcome gift on payment of the joining fee. Secure complimentary membership of the Air India frequent flyer program-flying returns.
- Features
- Lost Card Liability Cover
- Enjoy complimentary lost card liability cover of Rs. 1 lakh
- This cover is applicable from the period of 48 hours prior to reporting of loss till 7 days post the reporting of loss
- Access Cash Anytime, Anywhere
- Withdraw cash from over 1 million Visa ATMs worldwide including over 18,000 Visa ATMs in India. You can also withdraw from 10,000 State Bank of India ATMs across 100 cities in India
- Fuel Surcharge Waiver
- Get a 1% fuel surcharge waiver with your Air India SBI Signature Card, across all petrol pumps
- Purchase fuel worth Rs. 500 to Rs. 4,000, to avail this benefit
- Get maximum surcharge waiver of Rs. 250 per statement cycle. Applicable taxes extra wherever applicable
- Global Acceptance
- Accepted at over 2 million Visa outlets worldwide and over 2,85,000 outlets in India
- Empower your Family
- Empower your family by applying for add-on cards for your spouse, parents, children, or siblings above the age of 18
- Easy Bill Pay Facility
- Never miss the due date for paying your electricity, insurance, telephone, and other utility bills, with the Easy Bill Pay facility on your card
- Railway Ticket Booking
- With your Air India SBI Signature Card, you can book railway tickets online and get them delivered at your doorstep.
- Emergency Card Replacement
- Get your Air India SBI Signature Card replaced anywhere in the world
- 24×7 helpline for emergency card replacement even while traveling Abroad
- Lost Card Liability Cover
5. YES First Preferred Credit Card
- Fees and charges
- First-Year Membership Fee of Rs 2,500 + GST
- Renewal Membership Fee of Rs 2,500 + GST
- Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances, and Overdue Amount
- Interest Rate of 3.0% per month (36% annually) on Revolving Credit, Cash Advances and Overdue Amount for Credit Cards Issued against Fixed Deposit
- Foreign Currency Markup Fee- 1.75%
- Network: MasterCard
- Card Type: Travel, Rewards, LifeStyle
- Welcome Gifts
- Get the welcome privilege of 15000 Reward Points on your first transaction
- Rewards
- Get 15,000 Reward Points on your first transaction done within the first 90 days of the card set update
- Get Renewal Benefit of 10,000 Reward Points on each renewal
- Get 20,000 Bonus Reward Points on achieving spends of Rs 7.5 Lakhs or more in each anniversary year
- Spend a minimum of Rs 100 on Travel Agencies & Tour Operators, Domestic Airlines or Dining and get 8 reward points
- Spend a minimum of Rs 100 on all other categories and get 4 reward points
- Get 1000 Reward Points on each YES PayNow registration
- Reward Points redemption (1 Reward Point = INR 0.25)
- Features
- Get YES First Preferred Credit Card with zero documentation
- No hidden charges or processing fees are required
- Get repayment options from 3 months to 24 months
- Convert Transaction from a minimum of Rs 2500
- Get Interest Rates ranging from 12% p.a to 15% p.a
- Get an option of Instant EMI on your credit card
- Get an option of EMI on call
- Get a quick loan on your credit card
- Pay your credit card bills with YES PAY NOW feature
- Protect your credit card from any type of fraudulent activity with Card Protection Plan
- In case of a lost /stolen card block your card immediately by sending an SMS. SMS BLKCC to 9840909000 from your registered mobile number
- Get Priority Pass membership with 4 complimentary access
- Get a 25% discount on movie bookings at BookMyShow
- Get waiver of 3 Green Fee at select golf courses in India
- Get one complimentary Golf Lesson every calendar month at select golf courses in India
- Get Domestic Lounge access (limited to 3 visits per quarter) for Primary Cardmembers across more than 25 Lounges in India
- Get Life Insurance Cover of Rs 1 Cr for death due to Flight Accidents
- Get Medical Insurance cover of Rs 25 Lakhs for emergency hospitalization when traveling overseas
- Get Credit Shield cover in case of accidental death of Primary Cardmember
- Get 24×7 YES Assist Concierge Services
- Spend a minimum of Rs 400 to a maximum of Rs 5000 and get a fuel surcharge waiver at all fuel stations across India
- With YES Privilege service avail great offers across travel, dining, shopping, wellness, and more, in select cities
- With NFC technology make a contactless transaction on the Card
- Secure your online transactions with a 3D secure password powered by MasterCard Secure Code
- With YES First Preferred Credit Card you can shop for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy installments at selected merchant partner
- Salaried applicants must have a minimum income of Rs 1,50,000
- Self-employed applicants must have a minimum income of Rs 18 lacs or above
6. ICICI HPCL Coral Visa/MasterCard or HPCL Platinum
- Joining & Annual Fees
- Joining Fee – ₹ 199 + goods and services tax
- Annual Fee (First year) – NIL
- Annual Fee (Second year onwards) – ₹ 199* + goods and services tax
- Supplementary Card Fee – NIL
- Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized).
* If total retail spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total retail spends on the Credit Card is less than ₹ 50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.
- Savings & Rewards
- Reduce fuel bills with 2.5% Cashback
- Up to ₹ 100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.
- Save on 1% fuel surcharge
- 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
- Rewards powered by PAYBACK
- PAYBACK is India’s largest multi-brand loyalty program and your card entitles you to earn PAYBACK Points on all your retail transactions.
- Enjoy accelerated 3X rewards, i.e on every ₹ 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends.
- Now you can redeem PAYBACK Points at HPCL pumps itself! Every 2,000 PAYBACK Points earn you fuel worth ₹ 500.
- This redemption option is available through PAYBACK.
- ₹ 199 Annual Fee Savings
- Here’s the smart way to enjoy maximum benefits without having to pay for it! Just ensure you spend ₹ 50,000 or more annually on your Card and we will reverse your Annual Fee (₹ 199) for that year.
- More Benefits
- Exclusive dining offers through ICICI Bank Culinary Treats Programme.
- Avail of 25% discount, maximum up to Rs 100 on purchase of a minimum of two tickets per transaction
- This benefit can be availed two times in a month on www.BookMyShow.com
- Reduce fuel bills with 2.5% Cashback
7. BPCL SBI Credit Card
- Fees
- Joining fee, one time: Rs. 499
- Renewal fee, per annum: Up to Rs. 499, from second year onwards, Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000.
- Add-on fee, per annum: Nil
- Welcome Gift
- Get 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee
- Reward Points will be credited after 20 days of the payment of the joining fee and the same can be redeemed instantly against fuel purchases at BPCL outlets, BPCL Vouchers, or at Shop n Smile rewards catalog.
- Value Back Benefits
- 4.25% Value back ~ 13X* Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
- 3.25% + 1% Fuel surcharge waiver on every transaction up to Rs. 4,000
- Reward Benefits
- 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies & Dining.
- Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases.
- 4 Reward Points = Re 1.
- Flexible Instant Redemption Program at select 1200 BPCL petrol pumps.
- No minimum threshold of Reward Points for redemption.
- Fuel Freedom Benefits
- 4.25 % Value back (13X* Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of up to Rs. 4,000), at any BPCL petrol pump across the country.
- Maximum surcharge waiver of Rs. 100 in a month, which is equivalent to an Annual Savings of Rs.1200.
- The maximum limit in a month Rs. 10,000.
- No Minimum Threshold. Surcharge Waiver applicable only on transactions up to Rs. 4,000/- for a max of Rs. 100/- per month.
- Annual Savings of 70 liters of fuel
8. IndianOil Platinum or ( Titanium ) Card
- Joining fees: ₹ 1,000
- First Year Annual Fees: ₹ 1,000
- Renewal Fees from 2nd Year: Nil
- Interest Rate/ Finance Charges per month : 3.25%
- Brand Partner: Indian Oil Corporation
- Late Payment Charges: ₹ 950
- Benefits
- Purchase fuel of Rs. 150 and earn 4 turbo points
- 4 Turbo Points on Rs. 150 of fuel purchases at authorized IndianOil Retail Outlets across the country.
- 2 Turbo Points on Rs. 150 at grocery and supermarkets.
- 1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more.
- Features
- Rs. 0 when you spend Rs.30,000 or more on your Card in a year. Cardmembers with annual spending of less than Rs. 30,000 on their Cards are charged an Annual Fee of Rs. 1000.
- Redeem your Turbo Points for free fuel at over 1200+ authorized IndianOil Retail Outlets across the country. 1 Turbo Point gives you Rs.1 of free fuel
- Redeem instantly at select merchant outlets and online partners
- Redeem for gift vouchers across major brands.
- Fuel Card
- Reduce the cost of your ride
- Fuel card is used as a payment card for the purchase of gasoline, diesel, and other fuels at gas stations, for vehicle maintenance and repairs, and receive attractive cashback offers on your fuel bills.
- Up to 5% cashback on fuel bills.
- Easy to pay your fuel bills.
- Fuel surcharge waivers.
- Easy invoicing and maintenance of records of fuel payments of your employees.
- Cashback is available on other categories such as – telecom bills, electricity, gas, water bills, etc.
9. IndianOil HDFC Bank Credit Card
- Fees and charges
- Joining/Renewal Fees- Rs 500+GST, Renewal fee waived on spends of Rs. 50,000 in a year prior to the renewal date.
- Cash Advance Fee- 2.5%, Minimum Rs 500
- Minimum Repayment amount- 5% or Minimum Rs 200
- Cash advance limit- 40% of the credit limit
- Overlimit charges- 2.5% of the over-limit amount
- Payment return charges- 2% of the payment amount
- Cash processing fees- Rs 100
- Reward redemption fees- Rs 99 per redemption request.
- Balance Transfer Fees- 1% of the balance transfer amount
- Key Features
- Earn up to 50 Litres of Free fuel annually
- Earn 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, Max 150 Fuel Points post 6 months from card issuance)
- Earn 1 Fuel Point for every ₹150 spent on all other purchases
- Earn 5% of your spending as Fuel Points on Groceries and Bill Payments (Max 100 Fuel Points per month on each category)
- Additional Features
- Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
- Revolving Credit: Enjoy Revolving Credit on your IndianOil HDFC Bank Credit Card at a nominal interest rate. Please refer to the Fees and Charges section.
- Zero liability on lost card: In the unfortunate event of you losing your IndianOil HDFC Bank Credit Card, report it immediately to our 24-hour call center. After reporting the loss, you have zero liability for any fraudulent transactions made on your Credit Card.
- Interest-Free Credit Period: Up to 50 days of interest-free period on your IndianOil HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
- Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India
(on minimum transaction of ₹400. Max CashBack of ₹250 per statement cycle) - Milestone Benefit: Spend ₹20000 & above in the first 90 days and get the first-year membership fee waived off.
- Renewal Offer: Spend ₹50,000 and above in the first year and get a waiver on the renewal membership fee
- Smart EMI: IndianOil HDFC Bank Credit Card comes with an option to convert your big spending into EMI after purchase.
- Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
- Reward Point/CashBack Redemption & Validity
- Fuel Points Accrual :
- Fuel Point is an exclusive Rewards metric system created only for IndianOil HDFC Bank Credit Cardholders.
- Earn Fuel Points on retail spends with the IndianOil HDFC Bank Credit Card
- Earn accelerated 5% Fuel Points on spends at IndianOil outlets, Groceries, and Bill payments.
(Accelerated 5% Fuel Points benefit will be given only for fuel transactions on IndianOil Retail Outlets. Fuel transactions on all other Fuel Outlets will get 1 Fuel Point for every Rs. 150/- spent)
- Fuel Point Redemption :
- Redeem Fuel Points for Free Fuel using the complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership. Redemption at participating IndianOil Petrol Outlet by converting Fuel Points into XRP (where 1 FP = 96 Paise)
- To locate your nearest IndianOil Petrol Outlet
- Redeem Fuel Points through NetBanking towards catalog products (where 1 FP = 20 Paise)
- Redeem Fuel Points as CashBack on your IndianOil HDFC Bank Credit Card. (Cashback Redemption against Statement balance where 1 FP = 20 Paise)
- Validity
- Fuel Points are valid for a period of 2 years.
- Fuel Points Accrual :
Disclaimer
We give details according to specific bank data. But remember before going to pick up anyone’s Credit card must visit the respective Bank’s website. Check the details of the card like Fees, Interest rate, Rewards, etc. because it maybe changes. Hence you need to be aware of the changes happening in most out of your credit cards.
The information and services included on this Web site may include discrepancies. Paidkiya will not be liable/responsible for any decision that you may take based on such inaccurate information. Changes are periodically added to Bank’s websites.
