lifestyle
ICICI Coral Amex
- Fee and Charges
- Joining Fee – ₹ 500 + GST
- Annual Fee (First year) – NIL
- Annual Fee (Second year onwards) – ₹ 500* + GST
- Supplementary Card Fee – NIL
- Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized).
* If total retail spends on the Credit Card is ₹ 1,50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total retail spends on the Credit Card is less than ₹ 1,50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.
- Reward Points
- 2 PAYBACK Points on every Rs. 100 spent on your card, except fuel. (Reward Rate: 0.5%)
- 4 PAYBACK Points on every Rs. 100 spent on online transactions. (Reward Rate: 1%)
- 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories. (Reward Rate: 0.25%)
- Milestone Spends #1:2000 PAYBACK Points on spending Rs. 2,00,000 on your card
- Milestone Spends #2:1000 PAYBACK Points each time you cross Rs. 1,00,000 spend (post 2L spend); maximum of 10,000 PAYBACK Points per year
- If my understanding is right, the card holds good for up to 10L spends. If you can make more spending online, you can get a maximum reward rate, which would be 1.25% by including milestone spends.
- Benefits
- Buy 1 get 1 free on BookMyShow (up to 2 free tickets per month valued at up to Rs.250 per ticket.)
- Buy 1 get 1 free on INOX (up to 2 free tickets per month valued at up to Rs.250 per ticket.)
- Complimentary airport lounge access: 1 per quarter
- Complimentary Railway lounge access: 1 per quarter
ICICI Amazon Pay
- Pricing
- Joining fee- NIL
- Annual fee- NIL
- Features
- Earn 5% back on Amazon.in for Amazon Prime customers
- Earn 3% back on Amazon.in for non-prime customers
- Earn 2% back on 100+ Amazon Pay partner merchants
- Earn 1% back on all other payments
- Type of Reward system: as Amazon Pay balance
- Upper Cap: No limit
- Benefits
- No joining fee or annual fee
- No limit to the earnings from this card
- No expiry date for your earnings
- Earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100+ partner merchants.
- Save a minimum of 15% on your dining bill at participating restaurants.
- For more information, please visit www.culinarytreats.com.
- Please present your card while settling the bill to avail of the applicable discount.
- You can also download the ICICI Bank Culinary Treats mobile app from Apple iStore or Google Play Store.
- Savings on fuel purchases
- A complete waiver of 1% on fuel surcharge every time you refuel.
Fuel
ICICI HPCL Coral Amex
- Fees
- Joining Fee – ₹ 199 + goods and services tax
- Annual Fee (First year) – NIL
- Annual Fee (Second year onwards) – ₹ 199* + goods and services tax
- Supplementary Card Fee – NIL
- Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized).
* If total retail spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total retail spends on the Credit Card is less than ₹ 50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.
- Savings & Rewards
- Reduce fuel bills with 2.5% Cashback
- Up to ₹ 100 cashback on fuel purchases at HPCL pumps can be availed with your ICICI Bank HPCL Coral American Express Credit Card every month.
- Save on 1% fuel surcharge
- When you use your ICICI Bank HPCL Coral American Express Credit Card, a 1% fuel surcharge will not be levied on fuel transactions up to Rs.4,000 at HPCL pumps.
- Rewards powered by PAYBACK
- PAYBACK is India’s largest multi-brand loyalty program and your card entitles you to earn PAYBACK Points on all your retail transactions.
- Enjoy accelerated 3X rewards, i.e on every ₹ 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends.
- Now you can redeem PAYBACK Points at HPCL pumps itself! Every 2,000 PAYBACK Points earn you fuel worth ₹ 500.
- This redemption option is available through PAYBACK.
- ₹ 199 Annual Fee Savings
- Here’s the smart way to enjoy maximum benefits without having to pay for it! Just ensure you spend ₹ 50,000 or more annually on your Card and we will reverse your Annual Fee (₹ 199) for that year.
- Reduce fuel bills with 2.5% Cashback
- Exclusive benefits from American Express
- American Express Connect provides a wide range of special offers across categories like Travel, Lodging, Dining, Retail, and Online Shopping.
- American Express ezeClick is a faster, smarter, and secure online payment solution. It replaces the need to enter Credit Card details every time you shop online with just a single User ID.
- Enrich your travel experience with complimentary access to select lounges at airports in India with your ICICI Bank HPCL Coral American Express® Credit Card. To avail, please present your Card at the lounge reception.
- Bonuses & Promotions
- Signup bonus of 20,000 points (₹ 9,000)
- Renewal benefit of 5,000 reward points (₹ 2,250)
- By spending ₹ 2,000,000 cardholder receives 50,000 points, by spending ₹ 1,000,000 cardholder receives 30,000 and by spending ₹ 500,000 cardholder receives 20,000 points (Approximately ₹ 45,000 in total)
ICICI HPCL Coral Visa/MasterCard or HPCL Platinum
- Fees
- Joining Fee – ₹ 199 + goods and services tax
- Annual Fee (First year) – NIL
- Annual Fee (Second year onwards) – ₹ 199* + goods and services tax
- Supplementary Card Fee – NIL
- Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized).
* If total retail spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total retail spends on the Credit Card is less than ₹ 50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.
- Savings & Rewards
- Reduce fuel bills with 2.5% Cashback
- Up to ₹ 100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.
- Save on 1% fuel surcharge
- 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
- Rewards powered by PAYBACK
- PAYBACK is India’s largest multi-brand loyalty program and your card entitles you to earn PAYBACK Points on all your retail transactions.
- Enjoy accelerated 3X rewards, i.e on every ₹ 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends.
- Now you can redeem PAYBACK Points at HPCL pumps itself! Every 2,000 PAYBACK Points earn you fuel worth ₹ 500.
- This redemption option is available through PAYBACK.
- ₹ 199 Annual Fee Savings
- Here’s the smart way to enjoy maximum benefits without having to pay for it! Just ensure you spend ₹ 50,000 or more annually on your Card and we will reverse your Annual Fee (₹ 199) for that year.
- Reduce fuel bills with 2.5% Cashback
- More Benefits
- Exclusive dining offers through ICICI Bank Culinary Treats Programme.
- Avail of 25% discount, maximum up to Rs 100 on purchase of a minimum of two tickets per transaction
- This benefit can be availed two times in a month on BookMyShow.com
Rewards
ICICI Bank Rubyx Credit Card
- Pricing
- Joining Fee: Rs 3,000 + taxes are applicable.
- Renewal Fee: Rs 2,000+ taxes are applicable.
- Network: Master
- Welcome Gifts
- Get a Shoppers Stop voucher worth Rs 200.
- Get a Provogue Voucher worth Rs 2,499.
- Get a complimentary set of Sennheiser HD221 headphones.
- Rewards
- Grab up to 15% savings on dining bills.
- Get a complimentary round of golf.
- Benefits
- Get up to 2 complimentary rounds/lessons of golf every calendar month if the total retail spending on the card is equal to or more than Rs 50,000 during the previous calendar month.
- Get Air accident insurance cover of Rs 1 crore.
- Get Lost card liability of Rs 50,000 that includes a loss up to 2 days prior to reporting the same.
- Features
- Earn up to 15,000 PAYBACK points during every anniversary year.
- Get 2 complimentary domestic airports lounge visits per quarter.
- Get 2 complimentary movie tickets every month under the buy 1 and get 1 offer via BookMyShow.com
- The cardholder will be eligible to get 2 credit cards in the same account.
- Other spends
- Domestic spends (except fuel) – 3 PAYBACK Points (per Rs. 100 spent)
- International spends – 6 PAYBACK Points (per Rs. 100 spent)
Travel, rewards, Premium, lifestyle
ICICI BANK SAPPHIRO VISA CREDIT CARD
- Pricing
- Joining fees- Rs 6000+GST
- Annual fee- Rs 3500+GST applicable from 2nd year onwards. (Annual fee will be waived off in case of transaction of more than 5,00,000 in the joining year).
- Finance charge- 3.40% per month
- Card replacement fee- Rs 100
- Cash advance fee- Rs 300
- Foreign currency mark up fee- 3.50%
- Over-limit charges- 2.50% of the over-limit amount
- Cheque return fee- 2% of the amount
- Redemption handling fee- Rs 99
- Fuel surcharge- 1% of the amount
- Welcome Gifts
- Get a complimentary premium set of Bose IE2 headphones as a welcome gift within 30 days of the joining period.
- Rewards
- Get 1 reward point on spending a minimum of Rs 100 on utility and insurance bills Get 2 reward points on spending a minimum of Rs 100 on all domestic purchases except fuel.
- Get 4 reward points on spending a minimum of Rs 100 on all International purchases.
- Get 4000 points on the spending of a minimum of Rs 4,00,000 and 2000 points each time you spend more than 1,00,000 in an anniversary year under Milestone Reward Program
- BENEFITS
- Get a complimentary membership of DragonPass and take relax in more than 450 airport lounges across 115 countries across the world.
- Get complimentary access to 2 international airport lounge visits and also 2 spa sessions at selected airports in India per year through DragonPass membership. Install the DragonPass app and get exciting offers on shopping and restaurants in the Airport.
- Spend a minimum of Rs 50,000 on retail purchases and get access to Golf lessons and games. Avail of up to 4 rounds per month.
- Buy 1 ticket and get up to Rs 500 off on the second ticket. Avail of this discount twice per month and save up to Rs 12,000 per annum.
- Enjoy gourmet meals, free WIFI, comfort relaxation, beverages, widescreen Tvs in any airport across India by Visa Privileges.
- Get 4 complimentary lounge access at any domestic airport per quarter.
- Airport lounger access feature is only for primary cardholders
- Features
- This card comes with a built-in microchip feature to make secure and hassle-free transactions.
- Provide attractive offers and benefits
- 24*7 assistant facility available
- Get access to International Airport lounge across India
- Get attractive interest rates which can be as low as 1.25% per month to a maximum of 3.50% per month.
- Protect your card against misuse or fraudulent transaction through the Counterfeit card liability feature.
- Get an interest-free credit period by getting a minimum of 18 to a maximum of 48 days to pay your credit card bill. Each time you pay your pay credit card bill completely within the time period a new interest-free period will begin.
Premium
ICICI BANK DIAMANT CREDIT CARD
- Pricing
- Joining fees- Rs 1,25,000+service tax
- Annual fees- NIL for the first year and Rs 10,000 from the second year.
- The interest rate or finance charge per month- 3.40%
- Welcome Gifts
- You will be welcomed on board with the MacBook Air MMGG2HN. A notebook like no other, ideal to enhance your unique lifestyle
- Rewards
- 6 PAYBACK reward points per Rs 100 on all international spends
- 3 PAYBACK points per Rs 100 on all spend only in India.
- 1 reward point- Rs 0.25 can be redeemed for cash.
- Reward rate- 0.75%
- Benefits
- The card comes with a built-in microchip with additional security against theft and fraud.
- The microchip provides an extra layer of security in the form of a PIN
- For transactions at merchant outlets, you have to enter your PIN on the terminal. Register your card on the official site to take the benefit of the microchip.
- INSURANCE COVER-
- Air insurance- 3 crore
- Credit shield- 50,000/-
- Baggage insurance- Up to Rs 25,000/-
- Loss of travel documents- Up to USD 500
- Loss of checked-in baggage- Up to USD 1200
- Delay in receipt of check-in baggage- Up to USD 300 in excess of 12 hours.
- Features
- Get Access to private Islands, Jets, and Yacht
- Private ISLAND
- Spend your holidays on private islands which are provided by VLADI PRIVATE ISLANDS.
- A private island highly furnished with natural bounties and all the contemporary luxury trappings. It’s all you need for an ideal vacation.
- Private YACHT
- Get access to the personal yacht for personal business, friends, family, and show your love to them. Luxury on the high seas.
- The Arabian Sea plays the perfect host, whether it’s a boardroom meeting or a private party.
- Enjoy the pleasures of the ocean with a complimentary yacht charter in some of the finest crafts in the world.
- Choose from two private yachts Lagoon 560 and Azimut 39 from Ocean Blue Boating Pvt Ltd. India’s largest boating group.
- Services on food and beverages, custom menus, and celebration arrangement are only available on request.
- Private JETS
- Travel around the world at special rates in the luxurious limits of a private jet. Keep your bag ready to make a flight plan and enjoy the journey.
- Get private jet charters from Club One Air, India’s largest air charter operator, with a world-class fleet at partial rates. Choose from 400 Indian destinations including all domestic, air, naval and private airbases.
- Flight access to all international airports is also provided.
- Your choice is matter- Select any aircraft from of the three CRJ Execliner, Cessna Citation XL, and Cessna Citation CII.
- Entertainment at its best
- Book up to 4 complimentary tickets in BookMyShow.
- Watch the stunning in world cinema with exclusive more screenings. Complimentary movie tickets all through the week at BookMyShow when you book one movie ticket.
- Enjoy unlimited complimentary rounds of premier golf courses across the country and also get complimentary rounds of golf at over 90 of the finest courses across the world.
- Travel and Stay
- Get ‘EPICURE PLUS’ and ‘INNER CIRCLE GOLD’ membership of TAJ HOTELS RESORT AND PALACES.
- The highest level of comfort is waiting for your enjoyment. Taj Epicure plus and Innercircle gold complimentary membership1 turns your stay into memorable vacations, nourishing spa treatments, fine dining, and much more simply by providing the membership card every time you transact around the world at the Taj.
- Taj Epicure plus includes privileges like you can get up to 25% off on your dining bill.
- Happy hours for a group of up to six at participating bars any evening of the week.
- Get a set of gift certificates for complimentary drinks, room upgrades, preferential rates, and more.
- Get 1 Taj Innercircle point or every spent of Rs 70 on stays at Taj Hotels,
- Membership applicants can make early check-ins and late check-outs and also get two suit upgrade vouchers and up to 15% off on room redemption rates.
- Get the membership of CLUB ITC CULINAIRE of ITC’S hotel group, now accept a world of endless experience
- With remarkable culinary discoveries across a broad range of cuisines, refreshing luxurious reservations in more than 75 hotels, and a luxury fashion in more than 90 wills Lifestyle stores, Club ITC Culinaire has been particularly developed to suit your good culinary palate and provide a feature that complements your distinctive flavor and lifestyle.
- Get green points2 @ 25% on all eligible food & beverage spends at selected ITC hotels and Welcome hotels.
- Get 20% off while dining at selected Fortune and WelcomHeritage hotels.
- Get the benefits of personalized check-in and check-outs.
- Airport Lounge Access
- Get a personalized membership card to access over 600 airport lounges worldwide.
- Get complete entertainment facilities.
- Get complimentary refreshments and snacks.
- Access the facilities like a fax machine, phone, email, wifi access, and also conference room.
- Get unlimited complimentary lounge access for you and your family members or guest.
- LIFESTYLE PRIVILEGES:
- Flower and gift assistance
- Booking and delivery of movie tickets
- Car rental and limousine service
- Flight referral and reservations
- Restaurant referral and reservations
- Hotel referral and reservations
- Medical Privileges
- Get access to air or surface transportation to move you to the required hospital in emergency cases
- Schedule appointments with doctors, physicians, hospitals, dentists, and much more.
- Emergency Limousine Assistance
- Get emergency limousine assistance including towing, repair, and alternative travel assistance across New Delhi, Bengaluru, Hyderabad, Kolkata, Chennai
Premium and lifestyle
ICICI BANK EMERALDE CREDIT CARD
- Pricing
- Pay a monthly membership fee of Rs 1000 from the date of joining.
- Joining fee Rs 12000+available GST
- The annual fee is applicable from the second year onwards. (Waived off if spends on the card are more than Rs 15,00,000 in the card anniversary year.
- Welcome Gifts
- 30% off on the annual membership of Talwalkar’s Gym and Health Clubs. Unlimited complimentary airport Wi-Fi access globally. (Offer valid in only American Express)
- A complimentary dining voucher of Rs 7500 from Trident Hotels valid only for redemption on the full menu.
- Gift voucher worth Rs 5000 from Da Milano on spending 2,00,000 on your card. (Valid for first 2 months of the joining only in American Express).
- Huge discounts on all services at O2 spa outlets across India.
- Rewards
- Get 1 PAYBACK point on every Rs 100 spent on utility bills and insurance.
- Get 4 PAYBACK points on every Rs 100 spent on all retail transactions except fuel.
- PAYBACK points can be converted into 0.25 in cash or 5 payback points to 1 JP mile
- Features
- Buy one movie ticket and get up to Rs 750/- discount on the second ticket up to four times per month through BookMyShow. (The offer is valid for all movies only on BookMyShow)
- Get complimentary access and privileges of golf games and lessons which is hosted in leading golf clubs place of India (Up to 4 rounds of games and lessons every month).
- Finding a unique birthday present? Worry no more now enjoy a delightful meal with your family and loved ones with a dining voucher worth Rs 7500 from Trident Hotels. (Offer only valid in American Express).
- Get a waiver of a monthly fee of Rs 1000 on card spends a minimum of Rs 100,000 or above in the previous month.
- Also, enjoy a waiver of joining fee and an annual fee of Rs 12,000 on card spends a minimum of Rs 1,500,000 or above annually.
- On the basis of spend, an applicant can get an option to pay the card fee monthly or annually.
- Get unlimited complimentary domestic airport spa access, through complimentary Dreamfolks DragonPass Membership.
- Get complimentary consultation from a dietician and also get 50% off on the annual membership fee of Gold Gyms at all company-owned outlets across India. (Offer valid only in American Express)
- Buy one VLCC product and get another one absolutely free.
- Want to get rid of your fat? Worry no more get complimentary access to weight loss consultation including complete entities Analysis per annum.
- Get complimentary access worth Rs 1000 for Hair & Scalp check-up at Richfeel.
- Get 1000 off on a minimum bill amount of Rs 1000 or above at Kaya Skin Clinics across India.
- Get exciting discounts at True Fitt n Hill Chains across India.
- Get unlimited complimentary access to International Airport lounges, under the Dreamfolks DragonPass Lounge access events.
- Get an uninterrupted travel experience with unlimited complimentary access to select lounges at airports in India.
- No over-limit fee
- No cash withdrawal fee
- No late payment charges.
- The reduced annual percentage rate of 1.99% on ATM cash withdrawals.
- Minimal mark-up fee of 1.5% on international transactions.
- Travel with just one card internationally.
- Get a refund up to Rs 12,000/- for a maximum of 2 transactions every year for any movie/hotel/flight booking cancellation. (No cancellation charges on travel and hotel bookings).
- Get 24*7 assistant concierge service. (This facility is only available in Mumbai, Bengaluru, New Delhi, and Chennai.
- Get up to 20% off on gold making charges at Joyalukkas across India.
Disclaimer
We give details according to specific bank data. But remember before going to pick up anyone’s Credit card must visit the respective Bank’s website. Check the details of the card like Fees, Interest rate, Rewards, etc. because it maybe changes. Hence you need to be aware of the changes happening in most out of your credit cards.
The information and services included on this Web site may include discrepancies. Paidkiya will not be liable/responsible for any decision that you may take based on such inaccurate information. Changes are periodically added to Bank’s websites.
